Skip to content
QR Code Tools logo
QR Code Tools
Interoperable Regional Rails

Regional Payment QR Generator (Raast, JazzCash, Easypaisa & UPI)

Create official merchant payment QR codes for Pakistan (SBP Raast EMVCo, JazzCash Till, Easypaisa) and India (NPCI UPI) with fixed or open amounts.

Merchant & Account Parameters

Disclaimer: Verify your IBAN, till, or UPI ID with a small test scan before printing checkout displays. QR Code Tools is an open generator and is not affiliated with the State Bank of Pakistan or NPCI.
Payment QR PreviewZero Processing Fees

Understanding Regional QR Payment Standards in South Asia

The rapid demonetization of cash in South Asia has been driven by standardized interoperable QR code switches. In Pakistan, the State Bank of Pakistan launched Raast to eliminate merchant transaction fees. In India, the Unified Payments Interface (UPI) powers billions of monthly retail payments.

The EMVCo Merchant-Presented QR Architecture

The Raast standard follows the global EMVCo specification, using Tag-Length-Value (TLV) encoding. Each data element is identified by a two-digit numerical tag, followed by a two-digit length indicator and the raw value. Because this architecture is open and standardized, customers can scan the same physical countertop code regardless of which banking app they use.

Frequently Asked Questions About Payment QR Codes

What is the Pakistan Raast QR code standard?

Raast is Pakistan’s national instant payment system developed by the State Bank of Pakistan. Its QR specification complies with international EMVCo Tag-Length-Value (TLV) standards, allowing interoperable payments across all Pakistani commercial banks and microfinance institutions.

Can customers scan this QR code with Easypaisa, JazzCash, or bank apps?

Yes. EMVCo Raast QR codes are cross-compatible across all SBP-certified applications including Nayapay, Sadapay, HBL, Meezan, Bank Alfalah, Easypaisa, and JazzCash.

Does QR Code Tools charge any transaction or payment processing fees?

Zero fees. QR Code Tools is not a payment gateway and never touches transaction funds. We generate open standard payload strings directly inside your browser.